SIE (Securities Industry Essentials) Practice Exam 2026 - Free SIE Practice Questions and Study Guide

The required minimum distribution for traditional IRAs must begin at the age of 72, not at 70, 65, or 75. This is determined by the Internal Revenue Code, which outlines specific rules for retirement accounts and distributions. Option A is incorrect because this was previously the age for required minimum distributions, but it was changed in 2019 under the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Option C is incorrect because this is the earliest age at which an individual can receive Social Security retirement benefits, but it does not apply to IRA distributions. Option D is incorrect because it is past the age at which required minimum distributions must begin.